Showing posts with label poem. Show all posts
Showing posts with label poem. Show all posts

Saturday, March 15, 2014

Plastic Gods

 
 
They came from everywhere
Over here and over there
The mail, the phone, in the mall
Unsolicited, one and all
 
Get them one, two or ten
Don’t wait—pick up the pen
It’s a simply wonderful game
All you do is sign your name
 
Now jump for joy, and yell, hooray!
Cause baby they’re on their way
Dillards, Penneys to name a few
Visa, Mastercard and Amex Blue
 
Do it now, live the American dream
Stand right up and let out a scream
Whatever you want, no money down
You’ve got credit all over town
 
Sit back, watch your dreams come true
Not a worry now, only pennies due
For Moses it was manna from the Lord
But for us today, plastic is our sword
 
Now its silver, gold and platinum too
Macy’s, Sears to name just two
Cars, clothes, a ten day cruise
Gambling, clubs and lots of booze
 
You’ve got it all and then some more
Until the bills flood in the door
It cannot be, I didn’t spend that much
Just a few odds and ends and such
   
Eighteen, Twenty, Twenty-four
Interest, interest, bills galore!
Oh my God, it’s all a scam
To steal my life, I’m in a jam
 
Collectors call day and night,
Every balance out of sight
I can’t sleep, or even think,
Go to work—I need a drink
   
My lover scorns me, yells and screams
God, what happened to all our dreams?
Letters, calls, demanding blood,
From my lover’s eyes there is a flood
   
Now she’s gone, couldn’t take the heat
I’m here alone, tired and beat
Bankruptcy. Is that all that’s left for me?
I can’t believe it, I just didn’t see
   
But now I do, clear as glass
I fell in love with cold, hard cash
Visa, Mastercard, Amex Blue
Lucifer got his due
 
copyright William Manchee

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What the critics said about Plastic Gods.

"This is easily one of the most exciting fiction novels of the year. . . ."

"Plastic Gods is a suspense packed thrill ride through the worlds of power politics, the legal system, and finance. This is a very well written book that draws the reader into the storyline and doesn't let them go until the very end. I had to read the entire book at one setting to see how Matt would resolve his problems. ... An excellent story, masterfully done, and recommended for those who like a good suspense story. Harold McFarlen * Amazon.com * Top 50 Amazon Reviewers (#39)

"Non-stop plotting action makes Plastic Gods’ a book you can't put down...."

"As an expert at bankruptcy laws, and having practiced it in his field for a quarter of a century, author William Manchee has penned his second exciting novel featuring lawyer Rich Coleman and his son, Matt. . . . While the subject matter might seem daunting and somewhat uninteresting, such isn’t the case. In fact, credit cards and enormous debt makes for a unique premise, for many of us are caught in that trap already. Well-drawn characters and a nearly perfect balance between narrative and dialog make this ‘financial thriller’ a winner." Denise Clark, Denise's Pieces Book Reviews


 ". . . Manchee offers the reader a peek into a side of banking and credit most of us never realized might exist."
One of Manchee’s best Plastic Gods is a nail biter. From the opening paragraphs when Rich Coleman reflects over his own life and muses about his son’s surprising decision to become an attorney through the whole action packed tale we follow Matt on his headstrong journey into a life he never expected. Matt’s impulsive determination carry him and those with whom he associates into jeopardy, lethal danger and a crassness the naïve young man never suspected existed Molly Martin, Booklore.co.uk


 "Action aficionados will not be disappointed, and although the book is a work of fiction, its theme is tantalizing."
". . . a surprising and unpredictable ride that keeps you in constant suspense as what is around the next bend. . . . Action aficionados will not be disappointed, and although the book is a work of fiction, its theme is tantalizing. It is sure to leave many a reader thinking about some of the unsavory banking practices pertaining to credit card marketing and what is looming behind closed doors of these institutions. Robert P. Goldman, The Best Reviews

Thursday, March 6, 2014

Bankruptcy: Chill, It's No Big Deal













       Chill, It's No Big Deal!

Get a nasty letter in the mail?
Send us money or we’ll give you hell?
Don’t lose your cool, don’t get upset
Chill, it’s no big deal

Creditor called and wants his bread?
Got to have it now, no more said?
Don’t get upset, don’t be depressed
Chill, it’s no big deal

Constable came knocking at your door?
You’ve been sued, can’t take no more?
Take a deep breath, don’t despair
Chill, it’s no big deal.

Didn’t pay your taxes? Owe a lot?
Accounts been seized, checks are hot?
Take a walk, get some air
Chill, it’s no big deal.

Rent is late? Landlord lookin’ for the cash?
Wants the rent or you’re out on your ass
Take two aspirin and go to bed
Chill, it’s no big deal

‘Cause when your world starts to crumble
Your lawyer will make sure you don’t stumble
He’ll smile as he takes your cash and tell you
Chill, it’s no big deal

Chill, It’s No Big Deal
William Manchee, March 2009

I wrote this poem initially to get across the point that it's advisable to get an attorney immediately when you get in trouble. Better yet, get an attorney when you first smell trouble. Too many people wait until it's too late to take any preventative or defensive measures before they seek legal advice. The consequences of that strategy can be devastating.

But there's another message in the poem that is important in today's economy. When you lose a job or take a pay cut, remember, we're just talking about money. Don't let your temporary financial difficulties destroy the most important things in you life like your marriage, your family and your integrity.

If bill collector's are hounding you, your rent is late, or the repos man is looking for your car, go see your attorney and discuss bankruptcy. Millions of Americans file bankruptcy every year. It's not a disgrace. It's a fact of life in our credit driven economy. And bankruptcy doesn't mean you lose everything. In fact, most people don't lose anything but their debts. Chapter 13 is a great way to catch up on your house payments, cure a default on a car loan, or pay your delinquent taxes.

Remember, it's just money. Chill, it's no big deal!